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Hospital Cover
Explore Bupa hospital cover options from Basic through to Gold and understand key differences in cover.
PERSONAL INSURANCE • AUSTRALIAPrivate Health Insurance
Private Health Insurance
with Policy Direct ✓
Understand hospital and extras cover and access Bupa private health insurance through Policy Direct.
✓ Hospital & Extras✓ Australian support✓ Bupa quote pathway
Get a Bupa Health Insurance Quote🏥♥+🛡
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Hospital • Extras • CombinedUNDERSTAND YOUR OPTIONS
Types of Private Health Insurance
Start by understanding the main types of private health cover before reviewing a product.
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Extras Cover
Explore Bupa Starter, Core and Wellness Extras for services such as dental, optical and physio.
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Hospital + Extras
Understand how Hospital and Extras cover can work together before getting a current Bupa quote.
PRIVATE HEALTH INSURANCE PROVIDERS
Private Health Insurance Providers
Policy Direct currently provides access to Bupa private health insurance. As additional providers become available, they can be added here for easier comparison.
Explore Bupa Health Cover
Visit our dedicated Bupa page to explore the Hospital, Extras and combined cover pathways, or continue directly to Bupa for a current quote.
Important: Policy Direct currently provides access to Bupa private health insurance in this section. We do not currently compare private health insurance products from multiple health insurers here.
Explore Bupa Private Health Insurance →
Get a Bupa Quote →BEFORE YOU CHOOSE
Important Things to Consider
Private health insurance involves more than the monthly premium. Review the product information and the features relevant to you.
⏱Waiting Periods
Check when benefits become available after joining or upgrading.
$Hospital Excess
Understand what you may need to contribute for an eligible hospital admission.
✓Inclusions & Limits
Review hospital categories, extras benefits, limits and exclusions.
ℹGovernment Rules
Lifetime Health Cover, rebates and Medicare Levy Surcharge may be relevant depending on your circumstances.
Private Health Insurance FAQs
What is private health insurance?
Private health insurance can provide hospital cover, extras cover or both. Benefits depend on the insurer and product selected.
What is the difference between hospital and extras cover?
Hospital cover relates to eligible treatment as a private patient in hospital. Extras cover relates to selected services outside hospital, depending on the product.
Does Policy Direct compare several private health insurers?
Not currently. This page presently provides access to Bupa private health insurance. Other insurers may be added in the future.
Are there waiting periods?
Waiting periods can apply before benefits are payable for particular treatments or services. Check the current product information.
What should I check before purchasing?
Review the premium, hospital categories, restrictions and exclusions, excess, extras benefits and limits, waiting periods and current product documents.