Bupa Private Health Insurance through Policy Direct
Explore Bupa Hospital cover, Extras cover and combined Hospital + Extras in one place, then continue to Bupa for current product availability and personalised pricing.
Three ways to structure your cover
Choose the type of Bupa cover that suits your needs
Bupa separates private health insurance into Hospital and Extras cover. You can consider either type individually or use both together.
Hospital Cover
Explore Bupa Hospital products ranging from Basic through Bronze Plus, Silver Plus and Gold.
- Different clinical categories by product
- Waiting periods may apply
- Hospital excess options can apply
Extras Cover
Explore benefits towards selected everyday health services outside hospital.
- Starter, Core and Wellness Extras
- Dental, optical and physio options
- Yearly limits and waiting periods apply
Hospital + Extras
Hospital and Extras can be considered together depending on your healthcare needs and budget.
- Consider your hospital needs
- Consider everyday services
- Check current combinations with Bupa
Hospital and Extras options
The Bupa product information supplied to Policy Direct includes six Hospital options and three Extras options.
Six Hospital cover options
These products differ in the hospital clinical categories included, restricted or excluded. Continue to Bupa to check current product details, availability and pricing.
Three Extras cover options
The Extras options differ in services covered and yearly limits. Broader cover can include services such as Major Dental, Orthodontics and Podiatry.
Explore first, then get a current Bupa quote
Understand the cover
Use Policy Direct to understand the difference between Hospital and Extras and review the Bupa options in a simpler format.
Continue to Bupa
When ready, use the Bupa quote button to check current product availability, personalised pricing, waiting periods, limits and applicable terms.
Bupa Private Health Insurance FAQs
Does Policy Direct compare Bupa with other private health insurers here?
No. Policy Direct currently provides access to Bupa only within this Private Health Insurance section. Other providers can be added to the main Private Health Insurance page in the future.
What is the difference between Hospital and Extras cover?
Hospital cover relates to eligible treatment when admitted to hospital. Extras cover relates to selected non-hospital services such as dental, optical and physiotherapy, depending on the chosen product.
Can waiting periods apply?
Yes. Waiting periods can apply for various Hospital and Extras services. Check the current Bupa product information and your circumstances before treatment.
Are prices displayed on Policy Direct guaranteed?
No. Use Bupa's current quote pathway for personalised pricing and current product availability.
Ready to explore Bupa Private Health Insurance?
Continue to Bupa for current products, personalised pricing and full terms for your circumstances.