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TRAVEL INSURANCE • COVER-MORE

Cover-More
Travel Insurance

Explore Cover-More travel insurance options for overseas holidays, Australian trips, cruises and frequent travel, then continue online for a current quote.

✓ International & Domestic✓ Single & Multi-Trip✓ Optional Cover Available
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Cover-More Travel InsuranceExplore your travel cover options
TRAVEL OPTIONS

Choose Cover for the Way You Travel

Cover-More offers travel insurance for different destinations and travel patterns. Your available cover will depend on the policy, plan and options you select.

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International Travel

Cover-More offers Basic, Comprehensive and Comprehensive+ international plans for Australian residents travelling overseas.

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Domestic Travel

Choose from Cover-More's domestic plans for trips within Australia, with different benefit levels depending on the plan selected.

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Cruise Travel

Cruise Cover can be added where required for eligible sea or ocean cruises. Additional premium and policy conditions apply.

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Annual Multi-Trip

For frequent travellers, eligible Comprehensive and Comprehensive+ plans can be purchased as annual multi-trip cover.

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INTERNATIONAL PLANS

Cover-More International Travel Insurance Plans

Cover-More currently offers three international plan levels. The benefits and limits differ, so review the current PDS and quote before choosing.

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SINGLE TRIP

International Basic

Designed for travellers looking for essential overseas travel cover. This plan is available as a Single Trip policy.

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SINGLE OR ANNUAL MULTI-TRIP

International Comprehensive

A broader level of international cover with higher benefits in a number of areas than the Basic plan.

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SINGLE OR ANNUAL MULTI-TRIP

International Comprehensive+

Cover-More's highest international plan level, with its highest coverage amounts for a number of key benefits.

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International plans include cover for eligible overseas medical expenses, subject to the applicable policy terms, limits and exclusions. Other benefits can include cancellation, luggage, additional expenses and travel delays, depending on the plan and options selected.

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CUSTOMISE YOUR COVER

Optional Cover for Different Activities

Depending on your trip and policy, Cover-More may offer optional cover for activities or circumstances that are not automatically included.

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Cruise Cover

Designed for eligible sea and ocean cruises and may include cruise-specific benefits, subject to the PDS.

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Snow Sports Cover

Optional cover may be available if skiing, snowboarding or other covered snow sports form part of your trip.

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Adventure Activities

Many activities are included automatically, while selected higher-risk activities may require additional cover.

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Motorcycle / Moped

Optional cover may be available for motorcycle or moped riding, subject to eligibility and policy requirements.

Important: Optional covers generally involve additional premium and have specific conditions and exclusions. Always check the current Cover-More Product Disclosure Statement and your Certificate of Insurance.
IMPORTANT CONSIDERATIONS

Before You Purchase

Travel insurance should be selected for your particular trip, activities and circumstances rather than on price alone.

🏥Existing Medical Conditions

Some conditions may meet automatic cover criteria; others may require assessment and an additional premium.

💰Benefit Limits

Different plans have different limits, sub-limits, excesses, exclusions and conditions.

📅Trip Duration

Single and annual multi-trip policies work differently. Check the maximum duration that applies to each trip.

📖Read the PDS

The PDS explains what is covered, what is not covered and the conditions that apply.

Cover-More Travel Insurance FAQs

General information only. Cover and eligibility depend on the policy purchased. Check the current Cover-More PDS and Certificate of Insurance before relying on any benefit.

1. What types of travel insurance does Cover-More offer?

Cover-More offers international and domestic travel insurance, with Single Trip and eligible Annual Multi-Trip options. It also offers an Inbound Plan and optional covers for selected activities and travel types.

2. What international plans are available?

Cover-More currently offers International Basic, International Comprehensive and International Comprehensive+. Basic is available for Single Trip cover, while Comprehensive and Comprehensive+ can also be available as Annual Multi-Trip policies.

3. Does Cover-More offer domestic travel insurance?

Yes. Cover-More offers Domestic Basic, Domestic Comprehensive and Domestic Comprehensive+ plans for travel within Australia.

4. Does Cover-More cover overseas medical expenses?

Cover-More international plans include benefits for eligible overseas medical expenses, subject to policy terms, exclusions and applicable limits. Review the PDS for the exact cover that applies.

5. Can Cover-More insure existing medical conditions?

Some existing medical conditions may be automatically covered if the PDS criteria are met. Other conditions may be assessed during the online quote process and, if accepted, an additional premium may apply.

6. What is Cover-More Annual Multi-Trip insurance?

Annual Multi-Trip cover is designed for multiple separate eligible trips during a 12-month policy period, up to the maximum trip duration selected for each journey. It is not one continuous 12-month trip.

7. What maximum trip durations are available on Annual Multi-Trip policies?

Cover-More currently states that international Annual Multi-Trip policies can offer maximum trip durations of 30, 45 or 60 days per trip, while domestic Annual Multi-Trip policies can offer 15 or 30 days per trip. Check your quote and policy documents for current options.

8. Does Cover-More offer Cruise Cover?

Yes. Cruise Cover can be added to relevant policies for an additional premium where applicable. It can provide cruise-specific benefits, subject to the terms and exclusions in the PDS.

9. Is Cruise Cover automatically included?

No. Cover-More states that Cruise Cover is not automatically included in its policies. If your trip includes a relevant sea or ocean cruise, check whether Cruise Cover needs to be added during the quote process.

10. Can I add Snow Sports Cover?

Optional Snow Sports Cover may be available for an additional premium. Check the activities covered, the level selected and all applicable conditions and exclusions.

11. Are adventure activities covered?

Cover-More includes many popular activities automatically, but some activities may require optional Adventure Activities Cover. Check your planned activities against the current PDS.

12. Can motorcycle or moped riding be covered?

Optional Motorcycle/Moped Cover may be available for an additional premium. Licence, engine, safety and other eligibility requirements can apply.

13. Does Cover-More cover lost or damaged luggage?

Selected Cover-More plans include luggage and travel document benefits. Limits, item sub-limits, depreciation, exclusions and evidence requirements can apply.

14. Can I get cancellation cover?

Cover-More policies may provide Amendment or Cancellation Costs cover, depending on the policy and cover selected. Only eligible reasons and expenses are covered, so review the PDS carefully.

15. How do I get a Cover-More quote through Policy Direct?

Use any “Get a Cover-More Quote” button on this page. You will continue to Cover-More's online quote pathway, where you can enter your destination, travel dates and traveller details, review available plans and obtain a current price.

Get Your Cover-More Travel Insurance Quote

Enter your travel details online to see the Cover-More plans and options currently available for your trip.

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