BizCover Business
Insurance with Policy Direct

BizCover provides an online business insurance platform where eligible small businesses can enter their details, review available insurance options and obtain quotes from selected insurers.

BizCover offers access to products including Public Liability, Professional Indemnity, Business Insurance Pack, Cyber Liability, Management Liability, Personal Accident & Illness, Allied Health Combined Liability and Information Technology Liability. Availability depends on your occupation and business details.

Public Liability insurance is designed to cover eligible legal fees and compensation costs if negligent business activities cause injury to a third party or damage to third-party property.

Professional Indemnity insurance is designed to respond to covered claims involving alleged or actual negligence in professional services or advice, including eligible defence costs.

Yes. They address different risks. A business that provides professional services while also interacting with clients or the public may have exposures relevant to both types of cover.

Depending on the product selected, a Business Insurance Pack may offer cover options for assets and liabilities such as contents, portable equipment, building, business interruption and other specified risks.

Yes. BizCover offers Cyber Liability insurance designed to help businesses manage certain costs and liabilities arising from covered cyber events, subject to the relevant policy terms.

Yes. Management Liability insurance is among the products available through BizCover and is designed to cover specified risks associated with managing a business.

BizCover provides insurance options for many self-employed people and sole traders. The products available depend on the occupation and information entered during the quote process.

BizCover supports many trade occupations, including eligible builders, plumbers, painters, carpenters, electricians and other trades.

Yes. BizCover provides insurance options for many professional occupations, including accountants, consultants, engineers, IT professionals and other eligible professional service providers.

Click a BizCover quote button on this page. You will be taken to the BizCover platform, where the first step is to select your occupation and continue through the online quote process.

BizCover's online process can present available quotes from selected insurers based on your occupation, cover selections and business details. The options available vary according to underwriting criteria.

No. Policy Direct provides a referral pathway to BizCover. The insurance product itself is issued by the relevant insurer and is subject to that insurer's terms, conditions, limits, exclusions and eligibility requirements.

Policy Direct may receive a referral or affiliate benefit for eligible activity through its BizCover pathway. This does not change the need to review the available products and relevant policy documents before purchasing.