Hospital treatment
Hospital treatment is included for eligible services. Check covered treatments, exclusions and how the AUD 750 excess applies.
Sponsored Parent Visa · Subclass 870
HCF 870 Visa Health Insurance
Explore HCF overseas visitor health insurance for parents applying for or holding Australia's Sponsored Parent (Temporary) visa subclass 870.
✓ Meets Visa Condition 8501✓ Hospital & GP benefits✓ Quote directly with HCF
Premiums start fromAUD 60.18per month per personAUD 750 hospital excess · Final premium depends on HCF's quote and eligibility.
Get HCF Quote →Review HCF's current policy documents, benefits and final price before purchasing.At a glance
HCF Overseas Visitor Health Cover
✓Visa requirementMeets Condition 8501*
✓Hospital treatmentIncluded
✓Emergency ambulanceIncluded
✓GP consultationsIncluded
✓Medical testsIncluded
iHospital excessAUD 750
*Check the exact HCF policy, eligibility and your visa grant conditions. All benefits are subject to the insurer's current terms, exclusions and limits.
Key cover points
What to check in this cover
Emergency ambulance
Emergency ambulance benefits are included, subject to the policy's definitions, limits and eligibility requirements.
GP consultations
GP benefits are included. Check benefit amounts, any gap payments and eligible consultations.
Medical tests
Medical tests are included, subject to eligible services, benefit limits and policy rules.
Product overview
Understanding this HCF option
The HCF option displayed by Policy Direct starts from AUD 60.18 per month per person and shows an AUD 750 hospital excess. It includes hospital, emergency ambulance, GP and medical test benefits, subject to the insurer's current policy conditions.
Who may want to compare this option?
- Parents seeking cover that meets Visa Condition 8501.
- Parents who want to compare hospital and out-of-hospital benefits.
- Applicants who want to check a lower starting monthly premium against excesses, waiting periods and possible out-of-pocket costs.
Indicative premium
From AUD 60.18 per month per person
Starting price only. Confirm the final premium for each parent directly with HCF.
Before you purchase
Benefits, excess and waiting periods
Hospital benefits
Check eligible hospital services, exclusions, benefit limits and the AUD 750 hospital excess.
Out-of-hospital care
GP consultations and medical tests are shown as included. Confirm benefit limits, any gaps and applicable policy rules.
Pre-existing conditions
12-month waiting period shown for pre-existing conditions, subject to HCF's definitions and policy terms.
Pregnancy and birth
12-month waiting period shown for pregnancy and birth-related services. Check the specific policy's covered services and conditions.
How to apply
Getting HCF 870 cover
Check the required insurance commencement date, each parent's eligibility and the cover details before buying.
- Confirm each parent's age and required policy start date.
- Review benefits, the AUD 750 hospital excess and 12-month waiting periods.
- Continue to HCF for the final quote and current policy documents.
8501 Visa health insurance
Health insurance for the 870 visa
Sponsored Parent (Temporary) visa holders may have Visa Condition 8501 requiring adequate health insurance while in Australia. The HCF option described here is identified as meeting Condition 8501. Check your visa grant, the selected policy and HCF's current requirements.
HCF 870 FAQs
Common questions about this cover
Does HCF meet Visa Condition 8501?
The HCF cover presented here is identified as meeting Visa Condition 8501. Check your visa grant and confirm the selected policy is appropriate for your circumstances before purchasing.
What is the starting HCF premium?
Indicative premiums start from AUD 60.18 per month per person. Your actual premium and eligibility must be confirmed with HCF.
Does HCF include hospital treatment?
Hospital cover is included, subject to the policy’s covered treatments, exclusions, waiting periods and limits.
Is emergency ambulance included?
Emergency ambulance cover is included, subject to HCF policy definitions and conditions.
Does HCF include GP consultations?
GP consultations are included subject to the applicable policy benefits and conditions.
Are medical tests included?
Medical tests are included subject to applicable policy benefits, eligible services and limits.
What hospital excess applies?
The hospital excess shown for this HCF option is AUD 750. Check how and when it applies under the policy.
What is the waiting period for pre-existing conditions?
The waiting period shown is 12 months for pre-existing conditions, subject to HCF definitions and policy terms.
What is the waiting period for pregnancy and birth?
The waiting period shown is 12 months for pregnancy and birth-related services, subject to policy terms and the actual benefits available.
Can both parents obtain cover?
The starting price is quoted per person. Ask HCF about each parent’s eligibility, the appropriate policy configuration and final total premium.
Does the price change with age?
The AUD 60.18 amount is a starting premium, not a guaranteed price for every age or policy selection. Confirm your quote with HCF.
Where can I get an HCF quote?
Use the Get HCF Quote button to visit HCF through Policy Direct’s referral link and confirm benefits, price and policy documents.
Ready to continue?
Check HCF 870 cover and confirm the final premium, eligibility and current policy terms directly with HCF.
Get HCF Quote →