Hospital treatment
Eligible hospital treatment is included, subject to covered services, exclusions, waiting periods and current policy terms.
Sponsored Parent Visa · Subclass 870
Bupa 870 Visa Health Insurance
Compare Bupa Explorer Visitors Cover for parents looking for broader visitor health cover during their stay in Australia on a Sponsored Parent (Temporary) visa subclass 870.
✓ 870-focused comparison✓ Indicative pricing✓ Continue to insurer
Age-basedFrom $215.99per month for ages 17–65Get Bupa 870 Cover →Confirm final premium, eligibility and policy details with the insurer.At a glance
Explorer Visitors Cover
✓Visa requirementMeets 8501 requirement*
iHospital excess$250
✓Hospital treatmentIncluded
✓Emergency ambulanceIncluded
iGP outside hospitalIncluded
iRadiology & pathologyIncluded
*Check the conditions on the visa grant and the insurer’s current product information before purchase.
Key cover points
What to check in this cover
Emergency ambulance
Emergency ambulance benefits are included subject to the insurer’s definitions, limits and eligibility rules.
Waiting periods
The comparison uses a 12-month waiting period for pre-existing conditions and pregnancy/birth, subject to insurer rules.
Out-of-hospital cover
GP and diagnostic benefits differ by product. This option currently shows GP: Included; medical tests: Included.
Product overview
Understanding this Bupa option
The Bupa option compared here has a higher starting premium than the hospital-focused options, but the comparison shows eligible GP/doctor outside hospital and radiology/pathology benefits, plus a $250 hospital excess. Compare those benefits rather than price alone.
Who may want to compare this option?
- A parent wanting eligible GP/out-of-hospital doctor benefits
- Someone who values eligible radiology and pathology benefits
- A parent comparing a lower $250 hospital excess
Indicative premiums
Bupa pricing by age
17–65$215.99/month
66–70$226.79/month
71–75$280.79/month
76–80$410.38/month
81+$475.17/month
Indicative pricing used in the Policy Direct comparison. Confirm the final premium directly with Bupa.
Before you purchase
Benefits, limits and waiting periods
Hospital benefits
Check which hospital treatments and services are eligible, any exclusions, benefit limits and how the hospital excess applies.
Out-of-hospital care
GP, doctor, radiology and pathology benefits can differ significantly between visitor health products. Use the comparison above as a starting point and confirm current benefits.
Waiting periods
Pre-existing conditions and pregnancy/birth can be subject to waiting periods. Check the insurer’s definitions and whether a waiting period affects the parent’s expected treatment.
Possible out-of-pocket costs
Premium is not the only cost. Hospital excesses, benefit limits and services that are not covered can affect what the parent pays personally.
How to apply
Getting Bupa 870 cover
Continue to Bupa, enter the parent’s age and other required details, choose the appropriate start date, review the current benefits and exclusions, and confirm the final premium before purchase.
- 1Check the parent’s age and required start date.
- 2Review benefits, excess and waiting periods.
- 3Continue to the insurer and confirm the final quote.
8501
Visa health insurance
Health insurance for the 870 visa
Sponsored Parent visa holders may have Visa Condition 8501 requiring adequate health insurance while in Australia. Check the visa grant conditions and maintain appropriate cover for the required period.
Bupa 870 FAQs
Common questions about this cover
Is Bupa 870 pricing age-based?+
Yes. The indicative monthly premiums shown here change by age band.
What hospital excess is shown?+
The comparison shows a $250 hospital excess for the Bupa option, subject to current policy terms.
Are GP visits included?+
The comparison shows eligible GP/doctor outside hospital benefits as included for this Bupa option.
Are radiology and pathology included?+
The comparison shows eligible out-of-hospital radiology and pathology benefits as included for this Bupa option.
Do waiting periods apply?+
The comparison uses a 12-month waiting period for pre-existing conditions and pregnancy/birth, subject to Bupa’s current policy definitions and rules.
Why is the starting premium different from the other options?+
Products can have different benefit structures, excesses and out-of-hospital benefits. Compare the cover features relevant to the parent rather than using premium alone.
What is the indicative premium for ages 17–65?+
The indicative premium shown on this Policy Direct page is $215.99 per month for ages 17–65. Confirm the final premium directly with Bupa.
What premium is shown for ages 66–70?+
The indicative premium shown is $226.79 per month for ages 66–70, subject to Bupa's final quote and eligibility.
What premium is shown for ages 71–75?+
The indicative premium shown is $280.79 per month for ages 71–75. Confirm current pricing before purchasing.
What premium is shown for ages 76–80?+
The indicative premium shown is $410.38 per month for ages 76–80. Confirm the final premium directly with Bupa.
What premium is shown for ages 81 and over?+
The indicative premium shown is $475.17 per month for ages 81 and over, subject to final eligibility and pricing from Bupa.
Does this option include emergency ambulance?+
Emergency ambulance is shown as included in this comparison, subject to Bupa's current definitions, limits and eligibility rules.
Can there still be out-of-pocket costs?+
Yes. Hospital excesses, benefit limits, provider charges and services that are not covered can affect what the parent pays personally.
What should I check before purchasing?+
Check the required start date, final premium, hospital excess, hospital and out-of-hospital benefits, waiting periods, exclusions and benefit limits.
Should I check the parent's visa grant conditions?+
Yes. Check the conditions on the visa grant and confirm the health insurance requirements that apply to the visa holder.
Ready to continue?
Get Bupa 870 Cover
Continue to Bupa to confirm the final premium, eligibility and current policy terms for your 870 visa health insurance.
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