Doctors & specialists
Out-of-hospital GP visits are covered at 100% of the MBS fee, while outpatient specialist services are generally covered at 85% of the MBS fee.
Health cover for international students studying in Australia on a Student visa (subclass 500).
Allianz Care offers OSHC Standard and OSHC Essentials. The benefits below summarise important areas of cover; the exact benefit depends on the service and policy.
Out-of-hospital GP visits are covered at 100% of the MBS fee, while outpatient specialist services are generally covered at 85% of the MBS fee.
Includes benefits for eligible medical services in hospital and accommodation in public hospitals and contracted private hospitals, subject to policy terms.
Emergency ambulance transport and eligible on-the-spot emergency treatment are covered according to the policy conditions.
Benefits are available for eligible prescription medicines and approved vaccinations, with per-item and annual limits that differ between Standard and Essentials.
Eligible outpatient pathology and radiology services are generally covered at 85% of the MBS fee.
Members can access the Allianz MyHealth app, telehealth, a direct-billing medical network and 24/7 assistance services.
Both are designed to meet Student visa OSHC requirements, but the benefits are not identical.
Hospital and medical cover for international students, including GP, specialist, hospital, ambulance, medical tests and eligible prescription medicine benefits.
Get a quote →Includes the core hospital and medical cover plus additional benefits, including higher annual limits for eligible medicines and approved vaccinations and other policy benefits.
Check current options →For the overseas student who is the primary Student visa holder or applicant.
For the primary student with a partner, or the primary student with dependent children.
For the primary student, a partner and dependent children.
Some treatment can have a waiting period before benefits are available. Allianz Care currently states no waiting period for GP services, psychiatric treatment or emergency treatment.
Read our OSHC waiting periods guide →Access your digital membership card, policy information and submit or track eligible claims.
Allianz Care provides a medical provider network where eligible claims may be billed directly.
OSHC members can access qualified doctors by phone or video through Allianz Care telehealth services.
Support services are available for medical, safety and mental-health needs, subject to the service terms.
Allianz Care's OSHC Standard and OSHC Essentials are designed to meet Student visa OSHC requirements. You must maintain adequate OSHC for the required period unless an exception applies.
Allianz Care currently states that eligible outpatient GP services are covered at 100% of the Medicare Benefits Schedule fee. A doctor may charge above the MBS fee, which can create an out-of-pocket cost.
Eligible specialist consultations outside hospital are currently covered at 85% of the MBS fee, subject to policy terms.
Eligible emergency ambulance transport and on-the-spot emergency treatment are covered under the policy conditions.
Standard Allianz Care OSHC does not include dental, optical or physiotherapy. Separate extras cover may be available.
Yes. Allianz Care offers Single, Dual family and Multi-family OSHC policy types, depending on who needs to be covered.
Eligible members can use the Allianz MyHealth app or portal to submit claims and manage policy information.
Both provide core OSHC hospital and medical cover, while the benefits are not identical. Check the current Allianz Care product information for the benefits, limits and options applying to each policy.
Benefits are available for eligible prescription medicines and approved vaccinations, subject to the applicable per-item and annual policy limits.
Eligible outpatient pathology and radiology services are generally covered at 85% of the Medicare Benefits Schedule fee, subject to policy terms.
Waiting periods can apply to some treatment, including certain pre-existing and pregnancy-related conditions. Check the current policy wording for the rules applying to your cover.
The current page information states no waiting period for GP services. Always confirm the current policy terms before relying on a benefit.
Allianz Care OSHC members can access telehealth services, subject to the service and policy terms.
Allianz Care provides a medical provider network where eligible claims may be billed directly, which can reduce the need to pay the full eligible bill upfront and claim later.
Yes. Benefits, exclusions, limits and waiting periods can change and depend on the policy. Review the current Allianz Care policy wording before purchasing.
Get a current Allianz Care OSHC quote for your required cover dates and household type.