nib 485 Visa Health Insurance

AT A GLANCE

Key cover points

Review the main features, then check the full policy details before choosing cover.

✓485 Temporary Graduate visa cover options

✓Hospital and medical benefits vary by cover selected

✓Unlimited emergency ambulance cover, excluding members covered by state ambulance schemes

✓Selected OVHC covers include GP benefits and telehealth access

✓Waiting periods already served on equivalent cover may be recognised

485 visa suitability

nib states that its eligible Working Visitor Health Cover options can meet Department of Home Affairs visa health insurance requirements, including condition 8501 for the 485 visa.

Moving from OSHC

If you are moving from a student visa to a 485 visa, nib advises changing from OSHC to an appropriate working visitor cover and providing evidence of appropriate health insurance with the visa application.

Hospital, medical and ambulance

Available benefits depend on the cover selected. nib describes access to hospital accommodation and medical treatment for included services, and emergency ambulance cover subject to its policy terms.

Before you buy

Compare the current premium, excess, outpatient benefits, waiting periods, exclusions and product limits for the exact nib cover you select.

Frequently Asked Questions

nib 485 Health Insurance FAQs

Is nib health insurance suitable for a 485 visa?

nib has Working Visitor Health Cover options specifically for Temporary Graduate subclass 485 visa holders.

Does nib OVHC meet condition 8501?

nib states that its working visitor covers meet Department of Home Affairs visa requirements, including condition 8501 for subclass 485. Check the exact cover selected and your visa conditions.

How much does nib 485 health insurance cost?

Policy Direct currently shows nib from $68.76 per month. Your actual premium can vary, so obtain a current quote for your membership and start date.

What can nib 485 cover include?

Depending on the product, nib cover can provide benefits for included hospital accommodation and medical treatment, emergency ambulance and selected GP services.

Will nib recognise waiting periods I have already served?

nib states that it recognises waiting periods already served on equivalent cover. Rules can apply when transferring or upgrading, so confirm your circumstances with the insurer.

Do I need to change from OSHC when moving to a 485 visa?

nib advises students moving to a graduate visa to switch from OSHC to appropriate Working Visitor Health Cover for the 485 visa.

General information only. Product benefits, premiums, promotions, eligibility, waiting periods and policy terms can change. Always review the insurer’s current product documents and confirm that the selected cover is suitable for your visa and circumstances before purchasing.