*{box-sizing:border-box}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:#183b56;background:#fff}.container{width:min(1160px,92%);margin:auto}header{background:#fff;border-bottom:1px solid #e1ebf2}.nav{height:84px;display:flex;align-items:center;justify-content:space-between}.nav img,footer img{width:178px;max-height:65px;object-fit:contain}.nav nav{display:flex;gap:25px}.nav a{text-decoration:none;color:#35566e;font-size:12px;font-weight:700}.hero{padding:76px 0;background:radial-gradient(circle at 82% 20%,#d9efff 0,#edf8ff 23%,transparent 43%),linear-gradient(135deg,#f9fcff,#fff)}.hero-grid{display:grid;grid-template-columns:1.45fr .6fr;gap:60px;align-items:center}.eyebrow{font-size:10px;font-weight:900;letter-spacing:1.25px;color:#e21e35}.hero h1{font-size:49px;line-height:1.06;letter-spacing:-1.5px;color:#073f7d;margin:10px 0 18px}.hero p{font-size:16px;line-height:1.75;color:#557084;max-width:760px}.hero-actions{display:flex;align-items:center;gap:18px;margin:25px 0}.btn{display:inline-block;background:#e21e35;color:#fff!important;text-decoration:none;padding:14px 21px;border-radius:8px;font-size:12px;font-weight:900}.secondary{color:#0868bd;text-decoration:none;font-size:12px;font-weight:900}.trust{display:flex;gap:9px;flex-wrap:wrap}.trust span{background:#edf8f2;color:#078348;padding:7px 10px;border-radius:20px;font-size:10px;font-weight:800}.hero-card{background:#073f7d;color:#fff;border-radius:23px;padding:30px;box-shadow:0 22px 45px rgba(7,63,125,.18)}.shield{width:58px;height:58px;border-radius:17px;background:#08a05a;display:flex;align-items:center;justify-content:center;font-size:27px;font-weight:900}.hero-card h3{font-size:20px;margin:18px 0 9px}.hero-card>p{font-size:12px;color:#d9e9f5;line-height:1.65}.mini{border-top:1px solid rgba(255,255,255,.16);margin-top:20px;padding-top:17px;display:flex;gap:13px;align-items:center}.mini b{font-size:20px}.mini span{font-size:10px;color:#cce0ef}.quick{border-top:1px solid #e2ebf2;border-bottom:1px solid #e2ebf2}.quick .container{display:grid;grid-template-columns:repeat(3,1fr)}.quick .container>div{padding:21px 27px;border-right:1px solid #e4edf3}.quick .container>div:last-child{border-right:0}.quick strong{display:block;color:#073f7d;font-size:22px}.quick span{font-size:10px;color:#738899}.visa-section,.guides,.faqs{padding:72px 0}.section-head{margin-bottom:27px}.section-head h2{font-size:31px;color:#073f7d;margin:7px 0 8px}.section-head p{color:#61798b;font-size:13px}.visa-grid{display:grid;grid-template-columns:1fr 1fr;gap:15px}.visa-card{display:grid;grid-template-columns:82px 1fr;gap:19px;text-decoration:none;border:1px solid #d9e6ef;border-radius:17px;padding:21px;background:#fff;transition:.2s}.visa-card:hover{transform:translateY(-2px);box-shadow:0 12px 28px rgba(7,63,125,.08)}.visa-card.featured{border-color:#a9d1ee;background:#f8fcff}.num{width:72px;height:72px;border-radius:18px;background:#eaf5fd;color:#0870c9;display:flex;align-items:center;justify-content:center;font-size:22px;font-weight:900}.visa-card h3{color:#073f7d;margin:3px 0 7px;font-size:17px}.visa-card p{font-size:11px;color:#61798b;line-height:1.6;margin:0 0 10px}.visa-card b{font-size:10px;color:#0870c9}.compare{padding:72px 0;background:#073f7d}.light h2,.light p{color:#fff}.light p{opacity:.78}.compare-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:13px}.compare-grid article{background:#fff;border-radius:15px;padding:20px}.compare-grid article>span{color:#e21e35;font-size:10px;font-weight:900}.compare-grid h3{color:#073f7d;font-size:15px;margin:9px 0 6px}.compare-grid p{color:#5c7486;font-size:11px;line-height:1.6;margin:0}.compare-cta{margin-top:17px;padding:17px 20px;border-radius:13px;background:#0a5591;color:#fff;display:flex;justify-content:space-between;gap:20px;align-items:center}.compare-cta b,.compare-cta span{display:block}.compare-cta b{font-size:13px}.compare-cta span{font-size:10px;color:#cce0ef;margin-top:3px}.compare-cta a{color:#fff;text-decoration:none;font-size:11px;font-weight:900}.condition{padding:62px 0;background:#f3f9fd}.condition-card{display:grid;grid-template-columns:100px 1fr;gap:26px;align-items:center;background:#fff;border:1px solid #d9e7f0;border-radius:19px;padding:27px}.condition-icon{width:90px;height:90px;border-radius:22px;background:#e21e35;color:#fff;display:flex;align-items:center;justify-content:center;font-size:22px;font-weight:900}.condition h2{color:#073f7d;margin:5px 0 9px}.condition p{font-size:12px;color:#587185;line-height:1.7}.condition a{font-size:11px;color:#0870c9;font-weight:900;text-decoration:none}.guide-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:15px}.guide-grid a{padding:24px;border:1px solid #d9e6ef;border-radius:17px;text-decoration:none;background:linear-gradient(145deg,#fff,#f8fcff)}.guide-grid small{color:#e21e35;font-size:9px;font-weight:900}.guide-grid h3{color:#073f7d;font-size:18px;line-height:1.25}.guide-grid p{font-size:11px;color:#61798b;line-height:1.65}.guide-grid b{font-size:10px;color:#0870c9}.faqs{background:#f7fbff}.faq-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px}.faq-grid details{background:#fff;border:1px solid #d9e6ef;border-radius:12px;overflow:hidden}.faq-grid summary{list-style:none;cursor:pointer;padding:15px 16px;color:#073f7d;font-size:12px;font-weight:800;display:flex;justify-content:space-between;gap:12px}.faq-grid summary::-webkit-details-marker{display:none}.faq-grid summary span{color:#0870c9;font-size:17px}.faq-grid details div{padding:0 16px 15px;font-size:11px;line-height:1.65;color:#5d7486}footer{padding:35px 0;background:#052f5e;color:#fff}.footer{display:grid;grid-template-columns:200px 1fr 1.4fr;gap:40px;align-items:start}.footer img{background:#fff;border-radius:8px;padding:5px}.footer b,.footer a{display:block}.footer b{font-size:12px;margin-bottom:8px}.footer a{color:#d9e8f4;text-decoration:none;font-size:10px;padding:3px 0}.footer p{font-size:10px;line-height:1.6;color:#c6d9e7;margin:0}@media(max-width:850px){.nav nav{display:none}.hero-grid,.visa-grid,.footer{grid-template-columns:1fr}.hero h1{font-size:38px}.compare-grid,.guide-grid{grid-template-columns:1fr 1fr}.faq-grid{grid-template-columns:1fr}}@media(max-width:580px){.quick .container,.compare-grid,.guide-grid{grid-template-columns:1fr}.quick .container>div{border-right:0;border-bottom:1px solid #e4edf3}.visa-card{grid-template-columns:1fr}.condition-card{grid-template-columns:1fr}.hero h1{font-size:33px}.compare-cta{align-items:flex-start;flex-direction:column}}
/* V2 visual refinement */
body{background:#fff;overflow-x:hidden}
header{position:relative;z-index:20;box-shadow:0 2px 14px rgba(7,63,125,.04)}
.hero{position:relative;overflow:hidden;padding:88px 0 82px;background:linear-gradient(125deg,#f9fcff 0%,#eef8ff 53%,#fff7f8 100%)}
.hero:before{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(7,63,125,.028) 1px,transparent 1px),linear-gradient(90deg,rgba(7,63,125,.028) 1px,transparent 1px);background-size:34px 34px;mask-image:linear-gradient(to right,#000,transparent 72%)}
.hero-orb{position:absolute;border-radius:50%;filter:blur(1px);pointer-events:none}
.orb-one{width:360px;height:360px;right:-110px;top:-125px;background:rgba(15,132,214,.09)}
.orb-two{width:210px;height:210px;right:30%;bottom:-140px;background:rgba(226,30,53,.07)}
.hero-grid{position:relative;z-index:2;grid-template-columns:1.35fr .65fr}
.hero-copy{padding-right:10px}
.hero .eyebrow{display:inline-block;background:#fff0f2;border:1px solid #ffdce1;padding:7px 10px;border-radius:999px}
.hero h1{font-size:54px;max-width:760px}
.hero h1:after{content:"";display:block;width:72px;height:5px;border-radius:4px;background:#e21e35;margin-top:20px}
.hero-actions .btn{box-shadow:0 9px 22px rgba(226,30,53,.20);transition:.2s}
.hero-actions .btn:hover{transform:translateY(-2px)}
.hero-card{position:relative;background:linear-gradient(145deg,#06457f,#052f5e);border:1px solid rgba(255,255,255,.12);box-shadow:0 25px 55px rgba(7,63,125,.24);overflow:hidden}
.hero-card:after{content:"";position:absolute;width:150px;height:150px;border:25px solid rgba(255,255,255,.04);border-radius:50%;right:-60px;top:-50px}
.hero-card-top{display:flex;align-items:center;justify-content:space-between;gap:15px}
.cover-tag{font-size:8px;font-weight:900;letter-spacing:1px;color:#bde4ff;border:1px solid rgba(189,228,255,.25);padding:7px 9px;border-radius:999px}
.visual-bars{margin-top:20px;padding-top:17px;border-top:1px solid rgba(255,255,255,.12)}
.visual-bars div{display:grid;grid-template-columns:65px 1fr;gap:10px;align-items:center;margin:9px 0}
.visual-bars span{font-size:9px;color:#cce0ef}
.visual-bars i{display:block;height:5px;border-radius:5px;background:linear-gradient(90deg,#29c779,#83e4b3)}
.quick{background:#fff;box-shadow:0 8px 30px rgba(7,63,125,.05)}
.quick .container{gap:0}
.quick-item{display:flex;align-items:center;gap:13px!important;padding:22px 27px!important}
.quick-icon{width:46px;height:46px;flex:0 0 46px;border-radius:13px;background:#edf7fe;color:#0870c9!important;display:flex!important;align-items:center;justify-content:center;font-size:12px!important;font-weight:900}
.quick-item strong{font-size:12px!important;color:#073f7d!important}
.quick-item div span{font-size:9px!important;margin-top:4px;display:block}
.visa-section{padding:84px 0;background:linear-gradient(#fff,#fbfdff)}
.section-head h2{font-size:34px;letter-spacing:-.6px}
.visa-grid{gap:18px}
.visa-card{position:relative;padding:25px;border-radius:20px;box-shadow:0 7px 22px rgba(7,63,125,.035);overflow:hidden}
.visa-card:after{content:"→";position:absolute;right:20px;top:18px;color:#b8d4e8;font-size:20px;font-weight:700}
.visa-card:hover{border-color:#a9d1ee;box-shadow:0 17px 34px rgba(7,63,125,.10)}
.visa-card.featured{background:linear-gradient(145deg,#f4faff,#fff);box-shadow:inset 4px 0 #0870c9,0 7px 22px rgba(7,63,125,.04)}
.visa-label{font-size:8px;color:#e21e35;font-weight:900;letter-spacing:.8px}
.num{background:linear-gradient(145deg,#e8f5fe,#dceffc);box-shadow:inset 0 0 0 1px #cfe7f7}
.compare{position:relative;background:linear-gradient(135deg,#052f5e,#074b88)}
.compare:before{content:"";position:absolute;right:0;top:0;width:38%;height:100%;background:radial-gradient(circle at 100% 0,rgba(56,167,236,.16),transparent 60%)}
.compare .container{position:relative}
.compare-grid article{border:1px solid rgba(255,255,255,.08);box-shadow:0 10px 24px rgba(0,0,0,.08);transition:.2s}
.compare-grid article:hover{transform:translateY(-3px)}
.compare-grid article>span{display:flex;width:30px;height:30px;align-items:center;justify-content:center;background:#fff0f2;border-radius:9px}
.compare-cta{border:1px solid rgba(255,255,255,.10)}
.condition{padding:72px 0;background:linear-gradient(135deg,#f3f9fd,#fff8f9)}
.condition-card{padding:34px;border-radius:22px;box-shadow:0 15px 35px rgba(7,63,125,.06)}
.condition-icon{box-shadow:0 12px 24px rgba(226,30,53,.18)}
.journey{padding:54px 0 10px;background:#fff}
.journey-box{background:linear-gradient(120deg,#eef8ff,#fff7f8);border:1px solid #dceaf3;border-radius:22px;padding:28px 32px;display:grid;grid-template-columns:.8fr 1.2fr;gap:30px;align-items:center}
.journey h2{color:#073f7d;font-size:23px;line-height:1.25;margin:7px 0}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:8px}
.steps span{background:#fff;border:1px solid #dce8f0;border-radius:12px;padding:13px 8px;text-align:center;color:#476579;font-size:9px;font-weight:800}
.steps b{display:flex;width:25px;height:25px;border-radius:50%;background:#073f7d;color:#fff;align-items:center;justify-content:center;margin:0 auto 7px;font-size:10px}
.guides{padding-top:64px}
.guide-grid a{position:relative;min-height:190px;box-shadow:0 8px 24px rgba(7,63,125,.045);transition:.2s}
.guide-grid a:hover{transform:translateY(-3px);box-shadow:0 15px 30px rgba(7,63,125,.09)}
.guide-grid a:before{content:"";position:absolute;left:0;top:22px;width:4px;height:42px;background:#e21e35;border-radius:0 5px 5px 0}
.faqs{padding:82px 0;background:linear-gradient(#f7fbff,#f1f8fd)}
.faq-grid details{box-shadow:0 5px 16px rgba(7,63,125,.025)}
footer{background:linear-gradient(135deg,#04294f,#063d72)}
@media(max-width:850px){.hero h1{font-size:42px}.journey-box{grid-template-columns:1fr}.steps{grid-template-columns:1fr 1fr}}
@media(max-width:580px){.hero{padding-top:58px}.hero h1{font-size:35px}.quick-item{border-right:0!important}.steps{grid-template-columns:1fr 1fr}}

/* Approved 485 V32 provider comparison styles */

*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:#17324d;background:#fff}a{color:inherit}.container{width:min(1180px,calc(100% - 40px));margin:auto}.narrow{max-width:900px}.site-header{background:#fff;border-bottom:1px solid #e5edf4;position:sticky;top:0;z-index:20}.header-inner{max-width:1240px;margin:auto;height:86px;padding:0 24px;display:flex;align-items:center;gap:28px}.brand img{height:65px;max-width:245px;object-fit:contain}.site-header nav{display:flex;gap:24px;margin-left:auto}.site-header nav a{text-decoration:none;font-size:14px;font-weight:700;color:#36536d}.site-header nav a.active{color:#0c5b96}.phone{background:#d82e38;color:#fff;text-decoration:none;padding:13px 18px;border-radius:8px;font-weight:800;font-size:14px}.hero{background:linear-gradient(120deg,#f5faff 0%,#fff 58%,#fff5f5 100%);padding:76px 0 68px;border-bottom:1px solid #e7eef5}.hero-grid{display:grid;grid-template-columns:1.5fr .75fr;gap:56px;align-items:center}.eyebrow{font-size:12px;font-weight:900;letter-spacing:.12em;color:#d82e38;margin-bottom:10px}.hero h1{font-size:48px;line-height:1.08;color:#073e72;margin:0 0 18px;max-width:800px}.lead{font-size:18px;line-height:1.65;color:#526a80;max-width:820px}.hero-actions{display:flex;gap:12px;margin:28px 0 22px}.btn{display:inline-block;text-decoration:none;border-radius:8px;padding:14px 20px;font-weight:800;font-size:14px}.btn.red{background:#d82e38;color:#fff;box-shadow:0 8px 20px rgba(216,46,56,.18)}.btn.red:hover{transform:translateY(-2px)}.btn.ghost{border:1px solid #b9cad8;color:#0a4f86;background:#fff}.trust-row{display:flex;gap:20px;flex-wrap:wrap;color:#2f5c7f;font-size:13px;font-weight:700}.hero-card{background:#073e72;color:#fff;border-radius:22px;padding:30px;box-shadow:0 20px 45px rgba(7,62,114,.18)}.hero-card .mini{font-size:11px;letter-spacing:.12em;font-weight:900;color:#b9d9f5}.hero-card h2{font-size:27px;line-height:1.2;margin:10px 0}.hero-card p{color:#e1edf7;line-height:1.6}.hero-card a{color:#fff;font-weight:800}.promo-section{padding:68px 0;background:#fff}.promo-head{display:flex;justify-content:space-between;gap:30px;align-items:end;margin-bottom:25px}.promo-head h2,.section-title h2,.why h2,.faq h2{font-size:34px;color:#073e72;margin:0}.promo-head p,.section-title p{color:#64788a;max-width:650px}.promo-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.promo-card{border-radius:18px;padding:25px;border:1px solid #dce7ef;position:relative;overflow:hidden;box-shadow:0 8px 26px rgba(14,61,101,.07)}.promo-card.medibank{background:linear-gradient(145deg,#fff,#f4efff);border-top:5px solid #6b2ca0}.promo-card.aia{background:linear-gradient(145deg,#fff,#fff3f4);border-top:5px solid #d71920}.promo-card.neutral{background:linear-gradient(145deg,#fff,#f2f8fc);border-top:5px solid #0b5b91}.provider-word{font-size:21px;font-weight:900;color:#153e61}.offer-pill{display:inline-block;margin:14px 0 8px;background:#e8f6ee;color:#167340;font-size:10px;font-weight:900;padding:6px 9px;border-radius:999px;letter-spacing:.08em}.promo-card h3{font-size:28px;color:#092f55;margin:5px 0 8px}.promo-card p{color:#5d7184;line-height:1.55}.code{display:flex;align-items:center;justify-content:space-between;background:#fff;border:1px dashed #a8bccd;border-radius:10px;padding:12px 14px;margin:16px 0}.code span{font-size:11px;color:#718293;text-transform:uppercase}.code strong{font-size:15px;color:#092f55}.promo-card small{display:block;min-height:42px;color:#718293;line-height:1.4}.promo-card>a{display:inline-block;margin-top:16px;color:#0b5b91;font-weight:800;text-decoration:none}.compare-section{padding:72px 0;background:#f6f9fc}.section-title{text-align:center;max-width:850px;margin:0 auto 32px}.provider-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:16px}.provider-card{background:#fff;border:1px solid #dbe5ed;border-radius:18px;padding:22px 18px;box-shadow:0 7px 22px rgba(13,63,115,.06);border-top-width:5px}.provider-card.allianz{border-top-color:#008a93}.provider-card.bupa{border-top-color:#0072ce}.provider-card.nib{border-top-color:#00543c}.provider-card.med{border-top-color:#6b2ca0}.provider-card.aia-card{border-top-color:#d71920}.provider-name{height:45px;font-size:22px;font-weight:900;color:#123d61;display:flex;align-items:center}.tag{display:inline-block;background:#eef5fa;color:#42637e;border-radius:999px;padding:6px 9px;font-size:10px;font-weight:900}.promo-tag{background:#e9f7ef;color:#167340}.provider-card h3{font-size:19px;color:#073e72;margin:15px 0 8px}.provider-card ul{padding-left:18px;color:#5c7184;font-size:13px;line-height:1.55;min-height:122px}.card-actions{display:flex;align-items:center;gap:12px}.card-actions .btn{padding:11px 13px;font-size:12px}.details{font-size:12px;color:#0b5b91;font-weight:900;text-decoration:none}.fineprint{text-align:center;color:#758596;font-size:11px;line-height:1.55;margin:20px auto 0;max-width:980px}.why{padding:76px 0;background:#fff}.split{display:grid;grid-template-columns:1.1fr .9fr;gap:54px;align-items:start}.why p{font-size:16px;line-height:1.75;color:#596f83}.check-card{background:#f5f9fc;border:1px solid #dce7ef;border-radius:18px;padding:26px}.check-card h3{color:#073e72;font-size:23px;margin-top:0}.check-card div{display:grid;grid-template-columns:34px 1fr;gap:4px 10px;padding:14px 0;border-bottom:1px solid #dce7ef;color:#d82e38;font-weight:900}.check-card div:last-child{border:0}.check-card b{color:#17324d}.check-card span{grid-column:2;color:#66798b;font-size:13px;font-weight:400;line-height:1.5}.guide-section{padding:72px 0;background:#f7faff}.guide-grid{display:grid;grid-template-columns:repeat(6,1fr);gap:20px}.guide-card{grid-column:span 2;background:#fff;border:1px solid #dce7f2;border-radius:18px;padding:25px;text-decoration:none;color:#17324d;box-shadow:0 8px 24px rgba(20,63,105,.07);transition:.2s}.guide-card:nth-child(4){grid-column:2/span 2}.guide-card:nth-child(5){grid-column:4/span 2}.guide-card:hover{transform:translateY(-4px)}.guide-card.featured{border-top:5px solid #d82e38}.guide-card span{font-size:11px;font-weight:900;letter-spacing:.08em;color:#d82e38}.guide-card h3{font-size:20px;line-height:1.3;color:#073e72}.guide-card p{font-size:14px;line-height:1.65;color:#607386}.guide-card b{font-size:13px;color:#0b5b91}.faq{padding:72px 0}.faq details{border:1px solid #dbe6ee;border-radius:12px;margin:12px 0;background:#fff}.faq summary{cursor:pointer;padding:17px 20px;font-weight:800;color:#173e4f}.faq details p{padding:0 20px 18px;margin:0;color:#607487;line-height:1.65}.site-footer{background:#0d3f73;color:#fff;padding:42px 0 28px}.footer-grid{max-width:1180px;margin:auto;padding:0 20px;display:grid;grid-template-columns:1.15fr 1fr 1.25fr 1fr 1.15fr;gap:32px}.footer-brand img{height:58px;max-width:220px;background:#fff;border-radius:5px}.footer-grid h4{margin:3px 0 14px}.footer-grid a{display:block;color:#dbe8f4;text-decoration:none;font-size:12px;margin:8px 0}.footer-grid p{font-size:12px;line-height:1.6;color:#dbe8f4}.footer-bottom{max-width:1180px;margin:25px auto 0;padding:20px 20px 0;border-top:1px solid rgba(255,255,255,.18);display:flex;justify-content:space-between;color:#c8d9e8;font-size:11px}
@media(max-width:1050px){.provider-grid{grid-template-columns:repeat(2,1fr)}.site-header nav{display:none}.hero-grid,.split{grid-template-columns:1fr}.promo-grid{grid-template-columns:1fr}.footer-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:720px){.header-inner{height:76px;padding:0 14px}.brand img{height:55px}.phone{font-size:0;padding:12px}.phone:after{content:"☎";font-size:18px}.hero{padding:48px 0}.hero h1{font-size:36px}.container{width:min(100% - 28px,1180px)}.provider-grid{grid-template-columns:1fr}.guide-grid{grid-template-columns:1fr}.guide-card,.guide-card:nth-child(4),.guide-card:nth-child(5){grid-column:auto}.promo-head{display:block}.footer-grid{grid-template-columns:1fr}.footer-bottom{display:block;line-height:1.8}}

.promo-card.bupa-promo{background:linear-gradient(145deg,#fff,#eef7ff);border-top:5px solid #0072ce}
.price{margin:16px 0 2px;display:flex;align-items:baseline;gap:4px;color:#073e72;min-height:43px}
.price small{font-size:11px;text-transform:uppercase;color:#718293;font-weight:800}
.price strong{font-size:29px;letter-spacing:-.02em}
.price span{font-size:11px;color:#6a7d8e;font-weight:700}
.price.quote{align-items:center}
.price.quote strong{font-size:18px;letter-spacing:0}
.excess{font-size:11px;color:#718293;min-height:30px;margin:0 0 8px;line-height:1.4}

.rank{font-size:9px;font-weight:900;letter-spacing:.08em;color:#72869a;margin-bottom:7px;min-height:12px}
.provider-card:first-child .rank{color:#16824b}
.faq-intro{color:#63788b;line-height:1.65;margin:8px 0 24px}

.screenshot-style .provider-card{display:flex;flex-direction:column;min-height:435px;padding:20px 14px;border-top-width:1px}
.provider-logo-text{height:54px;display:flex;align-items:center;justify-content:center;font-size:27px;font-weight:900}
.aia-logo{color:#ed174c}.nib-logo{color:#00543c;font-size:32px}.med-logo{color:#e4002b}.allianz-logo{color:#073e72;font-size:20px}.allianz-logo span{color:#008a93}.bupa-logo{background:#0072ce;color:white;width:56px;height:43px;margin:5px auto 6px;font-size:18px;font-style:italic}
.visa-type{text-align:center;color:#5c7184;font-size:12px;margin:4px 0 13px}
.screenshot-style .price{justify-content:flex-start;margin:5px 0 10px;min-height:38px}
.screenshot-style .price strong{font-size:24px}.screenshot-style .price span{font-size:10px}
.mini-promo{background:#fff1f3;border:1px solid #ffc2ca;border-radius:9px;padding:9px 8px;text-align:center;color:#d71935;min-height:57px;margin-bottom:7px}
.mini-promo b{display:block;font-size:11px}.mini-promo small{font-size:8px;line-height:1.35}
.terms{text-align:center;color:#d71935;font-size:9px;font-weight:800;margin:0 0 6px}
.promo-spacer{min-height:76px}
.screenshot-style ul{min-height:100px;margin:5px 0 10px;font-size:11px}
.screenshot-style .details{text-align:center;display:block;min-height:40px;font-size:12px;margin-top:auto}
.bluequote{background:#1463e8;color:#fff!important;text-align:center;margin-top:8px;border-radius:10px;padding:13px 8px!important}
@media(max-width:1050px){.screenshot-style .provider-card{min-height:auto}.promo-spacer{display:none}}

/* V5 provider-card refinements */
.no-promo{
  min-height:57px;margin-bottom:25px;padding:10px 8px;
  display:flex;flex-direction:column;align-items:center;justify-content:center;
  text-align:center;border:1px solid #d8e3ec;border-radius:9px;background:#f7fafc;color:#536b80
}
.no-promo b{font-size:10px}.no-promo small{font-size:8px;margin-top:3px;color:#7a8b9b}
.screenshot-style .allianz-logo{font-size:23px}
.screenshot-style .bupa-logo{width:64px;height:48px;font-size:20px}
.screenshot-style .provider-logo-text{min-height:54px}

/* V5 guide cards: consistent red accent + whole-card hover */
.guide-card{
  border-top:5px solid #d82e38 !important;
  cursor:pointer;
  transform:translateY(0) scale(1);
  transition:transform .2s ease,box-shadow .2s ease,border-color .2s ease;
}
.guide-card:hover{
  transform:translateY(-5px) scale(1.025);
  box-shadow:0 16px 34px rgba(20,63,105,.14);
  border-color:#ef9ca2;
}
.guide-card b{transition:color .2s ease}
.guide-card:hover b{color:#d82e38}

/* V6 premium comparison presentation */
.compare-section{background:linear-gradient(180deg,#f4f8fc 0%,#eef5fa 100%)}
.compare-section .section-title{margin-bottom:24px}
.compare-summary{
 max-width:1000px;margin:0 auto 24px;background:#fff;border:1px solid #d9e6ef;
 border-radius:16px;padding:14px 18px;display:grid;grid-template-columns:130px 170px 155px 1fr;
 gap:12px;align-items:center;box-shadow:0 8px 24px rgba(7,62,114,.05)
}
.compare-summary div{padding:2px 16px;border-right:1px solid #e3ebf1;text-align:center}
.compare-summary span{display:block;color:#073e72;font-size:19px;font-weight:900}
.compare-summary small{display:block;color:#718497;font-size:9px;text-transform:uppercase;letter-spacing:.05em;margin-top:2px}
.compare-summary p{margin:0;color:#607487;font-size:11px;line-height:1.5;padding-left:8px}
.screenshot-style{gap:14px}
.screenshot-style .provider-card{
 position:relative;overflow:hidden;border:1px solid #d8e5ee!important;border-top:0!important;
 border-radius:17px;padding:0 14px 15px;background:#fff;
 box-shadow:0 8px 24px rgba(12,61,103,.07);transition:.2s ease
}
.screenshot-style .provider-card:before{
 content:"";display:block;height:5px;margin:0 -14px 14px;background:#0b5b91
}
.screenshot-style .provider-card.aia-card:before{background:#ed174c}
.screenshot-style .provider-card.nib:before{background:#00543c}
.screenshot-style .provider-card.med:before{background:#e4002b}
.screenshot-style .provider-card.allianz:before{background:#008a93}
.screenshot-style .provider-card.bupa:before{background:#0072ce}
.screenshot-style .provider-card:hover{transform:translateY(-5px);box-shadow:0 16px 34px rgba(12,61,103,.13)}
.screenshot-style .provider-logo-text{height:48px;margin-top:1px}
.screenshot-style .visa-type{
 display:inline-block;align-self:center;background:#f1f6fa;border-radius:999px;
 padding:5px 9px;margin:2px auto 11px;color:#557086;font-size:9px;font-weight:800
}
.screenshot-style .price{
 justify-content:center;background:#f8fbfd;border-radius:10px;padding:9px 5px;margin:0 0 10px
}
.screenshot-style .price strong{font-size:25px;color:#062f63}
.screenshot-style .price span{font-size:9px}
.mini-promo,.no-promo{min-height:62px;margin:0 0 9px}
.mini-promo{box-shadow:inset 0 0 0 1px rgba(216,46,56,.02)}
.no-promo{margin-bottom:24px}
.screenshot-style .terms{margin:0 0 8px}
.screenshot-style .benefits{
 list-style:none;padding:0;margin:5px 0 12px;min-height:108px;font-size:10px
}
.screenshot-style .benefits li{
 display:grid;grid-template-columns:15px 1fr;gap:4px;line-height:1.45;margin:6px 0;color:#526a80
}
.screenshot-style .benefits li span{color:#15915a;font-weight:900}
.screenshot-style .details{
 border-top:1px solid #e7eef3;padding-top:11px;min-height:48px;
 color:#075ca0;font-weight:900;line-height:1.35
}
.bluequote{
 width:100%;background:linear-gradient(135deg,#0b73e0,#1559dc);font-size:12px;
 box-shadow:0 7px 16px rgba(20,99,232,.18);transition:.2s ease
}
.bluequote:hover{transform:translateY(-2px) scale(1.02);box-shadow:0 10px 22px rgba(20,99,232,.26)}
@media(max-width:1050px){
 .compare-summary{grid-template-columns:repeat(3,1fr)}
 .compare-summary p{grid-column:1/-1;text-align:center;padding:7px 0 0}
 .compare-summary div:nth-child(3){border-right:0}
}
@media(max-width:600px){
 .compare-summary{grid-template-columns:1fr 1fr}
 .compare-summary div:nth-child(2){border-right:0}
 .compare-summary div:nth-child(3){grid-column:1/-1;border-right:0}
}

/* V7 actual provider logos */
.provider-logo-img{
 height:62px;display:flex;align-items:center;justify-content:center;
 margin:0 auto 3px;padding:3px 6px
}
.provider-logo-img img{
 display:block;max-width:128px;max-height:48px;width:auto;height:auto;object-fit:contain
}
.provider-card.aia-card .provider-logo-img img{max-height:52px;max-width:115px}
.provider-card.nib .provider-logo-img img{max-height:46px;max-width:125px}
.provider-card.med .provider-logo-img img{max-height:42px;max-width:132px}
.provider-card.allianz .provider-logo-img img{max-height:42px;max-width:135px}
.provider-card.bupa .provider-logo-img img{max-height:48px;max-width:95px}

/* V10 provider page fixes */
.provider-page .site-header img,.provider-page header img{max-width:220px!important;height:auto!important}
.provider-page footer img{max-width:190px!important;height:auto!important}
.provider-faqs{max-width:1120px;margin:6px auto 0;padding:10px 0 4px}
.provider-faqs .faq-head{text-align:center;margin:18px 0 22px}
.provider-faqs .faq-head span{font-size:11px;font-weight:900;letter-spacing:.12em;text-transform:uppercase;color:#d82e38}
.provider-faqs .faq-head h2{font-size:30px;color:#073e72;margin:7px 0}
.provider-faqs details{background:#fff;border:1px solid #dbe6ed;border-radius:13px;margin:10px 0;overflow:hidden;box-shadow:0 4px 14px rgba(12,61,103,.035)}
.provider-faqs summary{list-style:none;cursor:pointer;padding:17px 48px 17px 19px;font-weight:900;color:#073e72;position:relative}
.provider-faqs summary::-webkit-details-marker{display:none}
.provider-faqs summary:after{content:"+";position:absolute;right:19px;top:13px;font-size:25px;color:#d82e38}
.provider-faqs details[open] summary:after{content:"−"}
.provider-faqs details p{margin:0;padding:0 19px 18px;color:#536b7e;line-height:1.65;font-size:14px}

/* V11 provider header/footer logo correction */
.provider-page header .logo img,
.provider-page header .brand-logo,
.provider-page .site-header img{
  width:auto!important;height:auto!important;max-width:190px!important;max-height:72px!important;
  object-fit:contain!important;display:block!important;
}
.provider-page footer .footer-logo,
.provider-page footer img{
  width:auto!important;height:auto!important;max-width:175px!important;max-height:72px!important;
  object-fit:contain!important;display:block!important;
}
@media(max-width:700px){
 .provider-page header .logo img,.provider-page header .brand-logo,.provider-page .site-header img{max-width:155px!important;max-height:60px!important}
 .provider-page footer .footer-logo,.provider-page footer img{max-width:150px!important;max-height:60px!important}
}

/* V12 approved branding + fuller key-cover section */
.provider-page header img,
.provider-page footer img{
  object-fit:contain!important;
}
.benefit-summary{
  background:#fff;border:1px solid #dbe6ed;border-radius:18px;
  padding:24px 24px 18px;margin:0 0 30px;
  box-shadow:0 7px 22px rgba(12,61,103,.045)
}
.benefit-heading{text-align:center;max-width:650px;margin:0 auto 20px}
.benefit-heading span{font-size:10px;font-weight:900;letter-spacing:.14em;color:#d82e38}
.benefit-heading h2{font-size:25px;color:#073e72;margin:5px 0 5px}
.benefit-heading p{margin:0;color:#687f92;font-size:13px}
.benefit-summary .quick-grid{margin:0;gap:12px}
.benefit-summary .quick-card{
  min-height:116px;padding:17px 15px;border-top:3px solid #15915a;
  display:flex;flex-direction:column;justify-content:flex-start;
  font-size:12px;line-height:1.5;background:#fafdff
}
.benefit-summary .quick-card b{
  width:26px;height:26px;border-radius:50%;background:#e9f7ef;
  display:flex;align-items:center;justify-content:center;margin-bottom:9px
}
@media(max-width:850px){.benefit-summary{padding:20px 16px}.benefit-summary .quick-card{min-height:100px}}

/* V13 provider promotion states matching comparison cards */
.provider-offer{
 min-height:62px;border-radius:10px;margin:13px 0 7px;padding:10px 12px;
 display:flex;align-items:center;justify-content:center;gap:8px;text-align:center;
 box-sizing:border-box
}
.provider-offer strong{display:block;font-size:13px;line-height:1.25}
.provider-offer small{display:block;font-size:8px;line-height:1.5;margin-top:2px;font-weight:500}
.active-offer{background:#fff2f3;border:1px solid #ff9eaa;color:#d41132}
.active-offer .gift{font-size:18px}
.standard-offer{background:#f7fafc;border:1px solid #cadbe7;color:#36566f}
.standard-offer small{color:#8a9baa}
.offer-terms{display:block;text-align:center;color:#c81631;text-decoration:underline;font-size:9px;font-weight:900;margin:7px 0 10px}


/* Working Visa V3 overrides */
.selector-hero{padding:82px 0}
.selector-hero .hero-grid{grid-template-columns:1.08fr .72fr}
.quote-box{position:relative;z-index:3;background:#fff;border:1px solid #d8e7f1;border-radius:22px;padding:28px;box-shadow:0 25px 55px rgba(7,63,125,.16)}
.quote-head>span{font-size:9px;font-weight:900;letter-spacing:1px;color:#e21e35}
.quote-head h2{font-size:24px;line-height:1.2;color:#073f7d;margin:7px 0}
.quote-head p{font-size:11px;color:#61798b;margin-bottom:20px}
.quote-box label{display:block;font-size:10px;font-weight:900;color:#294e69;margin-bottom:7px}
.select-wrap{position:relative}
.select-wrap:after{content:"⌄";position:absolute;right:15px;top:11px;color:#0870c9;font-weight:900;pointer-events:none}
.quote-box select{width:100%;appearance:none;border:1px solid #cbdde9;background:#f8fcff;color:#123f60;border-radius:10px;padding:14px 42px 14px 14px;font-size:12px;font-weight:800;outline:none}
.compare-btn{width:100%;border:0;background:#e21e35;color:#fff;border-radius:10px;padding:15px;margin-top:13px;font-size:12px;font-weight:900;cursor:pointer;box-shadow:0 9px 22px rgba(226,30,53,.18)}
.compare-btn:hover{transform:translateY(-1px)}
.quote-note{font-size:9px!important;line-height:1.5!important;color:#7890a0!important;margin:12px 0 0!important}
.compare-section{padding:76px 0;background:#f7fbfe}
.compare-section .section-title{text-align:center;max-width:760px;margin:0 auto 28px}
.compare-section .section-title h2{font-size:32px;color:#073f7d;margin:7px 0 9px}
.compare-section .section-title p{font-size:12px;color:#61798b;line-height:1.6}
.provider-grid{margin-top:24px}
@media(max-width:850px){.selector-hero .hero-grid{grid-template-columns:1fr}.quote-box{margin-top:10px}}

/* V7 — centre and balance the Working Visa guides */
.guides .section-head{
  text-align:center;
  max-width:820px;
  margin-left:auto;
  margin-right:auto;
  margin-bottom:34px;
}
.guides .guide-grid{
  max-width:960px;
  margin-left:auto;
  margin-right:auto;
  grid-template-columns:repeat(3,minmax(0,1fr));
  gap:22px;
}
.guides .guide-grid a{
  min-height:250px;
  padding:28px 26px;
}
.guides .guide-grid h3{
  font-size:19px;
  line-height:1.28;
}
@media(max-width:850px){
 .guides .guide-grid{grid-template-columns:1fr;max-width:620px}
 .guides .guide-grid a{min-height:auto}
}

/* V13: equal visa cards and clean hover effects */
.visa-card {
  border: 1px solid #d8e4ef !important;
  border-left: 1px solid #d8e4ef !important;
  background: #fff !important;
  box-shadow: 0 8px 22px rgba(9,57,101,.045) !important;
  transition: transform .20s ease, box-shadow .20s ease, border-color .20s ease, background-color .20s ease !important;
}
.visa-card:hover {
  transform: translateY(-3px);
  border-color: #7db9ee !important;
  background: #f8fcff !important;
  box-shadow: 0 13px 28px rgba(0,102,204,.11) !important;
}
/* Only the small CTA text moves on hover; never underline headings/descriptions. */
.visa-card b, .guide-card b {
  display: inline-block;
  transition: transform .18s ease, color .18s ease;
  text-decoration: none !important;
}
.visa-card:hover b, .guide-card:hover b {
  transform: translateX(4px);
  text-decoration: none !important;
}
.visa-card:hover h3, .visa-card:hover p,
.guide-card:hover h3, .guide-card:hover p,
.guide-card:hover small {
  text-decoration: none !important;
}